Control and risks

Financial stability

Assessment of business health and bankruptcy probability.

A stability score from 1 to 10 is built from movements, receivables and payables, the payment calendar and balances. A number without an explanation of what it means and how far it can be trusted is misleading, so the model and its limitations are stated next to it.

Included in the “Business” edition and higherCompare editions

What is inside

  • Score zones: red from 1 to 3, yellow from 4 to 7, green from 8 to 10
  • Bankruptcy probability by the Altman model with trend analysis
  • The modification for private companies is applied by default
  • The original five-factor model only for companies with publicly traded shares
  • The two-factor model is not used: it is too rough for management decisions
  • The selected model and its limitations are shown next to the result

Frequently asked questions

Which Altman model does the product use?

By default, the modification for private companies. The five-factor model applies only to companies with publicly traded shares, and the two-factor model is not used.

Is the score history kept?

Yes. Scores are stored by period, so you can see whether the business is improving or getting worse.

More in this section

See it on your own data

We will connect an export from your accounting system, set up the mapping and show how the feature works on real numbers.